Terms of Service

Version 1.0 — effective [EFFECTIVE DATE]

These terms are a contract between you and [ENTITY NAME] ("we", "us"), the operator of Chip Collective at chipcollective.com (the "Site"). By creating an account you agree to them. If you do not agree, do not create an account.

We are [ENTITY DESCRIPTION — e.g. "a company registered in England and Wales, company number NNNNNNNN, registered office [ADDRESS]"]. You can reach us at [CONTACT EMAIL].

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1. What Chip Collective is

Chip Collective is a reference catalogue of casino chips and the casinos that issued them, together with tools for members to record and manage their own collections. It is an information resource maintained collaboratively by its members.

It is not a gambling service, a valuation service, an authentication service, or a dealer. We do not buy, sell, appraise, or authenticate chips.

2. Eligibility and your account

You must be 18 or over to hold an account. Accounts are personal to you: do not share your login, and tell us promptly at [CONTACT EMAIL] if you believe someone else has access to it. You are responsible for what happens under your account.

Access is currently granted by request. We may decline or withdraw access at our discretion, subject to section 12.

You must give us an email address that reaches you. Some messages we send are operational rather than optional — password resets, security notices, changes to these terms — and you cannot opt out of those while you hold an account.

3. Membership tiers and payment

The Site offers a free tier and one or more paid tiers. What each tier includes, and the price, is shown on the Site before you subscribe. Paid tiers exist to fund the running of the platform.

Billing. Paid memberships are billed in advance, on the cycle shown at checkout, and renew automatically until cancelled. Payments are handled by [PAYMENT PROCESSOR]; we do not receive or store your card details.

Cancellation. You may cancel at any time from your account settings. Cancellation takes effect at the end of the period you have already paid for. We do not give partial refunds for an unused part of a period, except where section 3 (Cooling off) or the law requires it.

Cooling off. If you are a consumer in the UK or EU you have 14 days from subscribing to change your mind and receive a full refund. Because access begins immediately, by subscribing you ask us to start the service within that period, and if you then cancel within it we may deduct a proportionate amount for the days you had access. This right does not apply to a renewal of a subscription you already held.

Price changes. We may change prices. We will give you at least 30 days' notice before a change takes effect for you, and you may cancel before it does.

Downgrades. Some tiers cap how much you may store — for example the number of chips in your collection. If you move to a lower tier, or your paid membership lapses, we will not delete anything you have already added, but you may be unable to add more until you are back within the cap.

4. Your content

"Your content" means anything you upload or submit: photographs, catalogue entries and edits, collection records, forum posts, messages, and your profile.

You keep ownership of your content. We do not claim it.

The licence you give us. So that we can actually run the Site, you grant us a non-exclusive, worldwide, royalty-free licence to store, reproduce, resize, crop, re-encode, watermark, and display your content on the Site and in features of the Site that display it elsewhere, such as shared or embedded catalogue links. This licence exists only to operate and promote the Site. It is transferable only to a successor who takes over the Site, and it lasts as described in section 11.

We may reproduce a thumbnail or extract of your content in marketing for the Site itself. If you would rather we did not, tell us and we will not.

Attribution. Photographs may carry the attribution you enter when uploading. We may display the name on your profile beside content you contribute.

5. Photographs — the rule that matters most

Only upload photographs you took yourself, or that you have the copyright owner's permission to publish here.

When you upload an image you confirm that:

• you took the photograph, or you hold a licence from the person who did that permits its publication on the Site;
• publishing it here does not infringe anyone's copyright, trademark, privacy, or other rights; and
• any attribution you enter is accurate.

Do not upload images taken from other collectors' sites, auction listings, dealer catalogues, forums, image searches, or reference works, however freely available they appear. The fact that an image is easy to find does not make it free to republish. An image that is genuinely in the public domain or under a licence permitting republication is fine — record the source in the attribution field.

If you are not certain you have the right to publish an image, do not upload it. Photograph the chip yourself instead.

6. Catalogue contributions

Catalogue entries — casinos, chips, dates, denominations, mould and colour data — are a shared record built by members. Facts are not owned by anyone, and the catalogue is maintained for the benefit of all members.

By adding or editing a catalogue entry you accept that:

• other members may correct, extend, merge, or supersede your entry;
• your entry may be retained in the catalogue after you leave, as described in section 11; and
• we may reorganise, deduplicate, or restructure catalogue data.

The catalogue as a compilation — its selection, structure, and arrangement, together with the database rights in it — belongs to us. You may use it as a member. You may not extract or reuse a substantial part of it, including by scraping or systematic copying, without our written permission.

7. Acceptable use

Do not:

• upload content you do not have the right to publish (see section 5);
• upload anything unlawful, defamatory, harassing, hateful, or obscene, or anything designed to deceive other members;
• deliberately enter false catalogue data, or vandalise entries;
• impersonate anyone, or misrepresent your connection with a casino or organisation;
• use the Site to advertise, spam, or recruit members to other services without our permission;
• scrape, crawl, bulk-download, or systematically copy the Site or its images;
• attempt to access accounts, data, or areas of the Site you are not entitled to, or probe, scan, or test its security;
• circumvent tier limits, rate limits, or watermarks; or
• use the Site or its content to train a machine-learning model, or to build a competing catalogue.

We may remove content and restrict accounts that break these rules.

8. Casino names, logos, and chip designs

Casino names, logos, and marks belong to their owners. They appear on the Site only to identify the chips and venues catalogued here. We are not affiliated with, endorsed by, or sponsored by any casino, gaming operator, or manufacturer.

Chip designs may be protected by copyright or trademark belonging to their issuer. The Site catalogues and depicts chips for reference and identification. If you own rights in a chip design or a photograph on the Site and object to its presence, our Takedown Policy explains how to tell us, and we will act on it.

9. Reporting content

Every chip and casino image carries a report control, and anyone — member or not — may write to us at [TAKEDOWN EMAIL]. Our Takedown Policy sets out how to make a complaint and what we do with it. We remove or restrict content that infringes rights or breaks these terms.

Reports made in bad faith, or used to harass another member, are themselves a breach of these terms.

10. Owning and dealing in chips is your responsibility

Laws about possessing, importing, and selling casino chips vary, and in some jurisdictions chips that remain in active circulation at a casino are treated differently from obsolete or cancelled ones. You are responsible for complying with the law that applies to you. Nothing on the Site is legal advice.

Any value, price, or rarity information on the Site is member-contributed, indicative, and frequently wrong. It is not a valuation, an appraisal, or investment advice, and you must not rely on it when buying or selling. We do not authenticate chips, and an entry in the catalogue is not a statement that any particular chip is genuine.

11. Closing your account

You may close your account at any time from your account settings, or by asking us at [CONTACT EMAIL].

When you close your account:

• Your personal data is deleted. Your profile, email address, avatar, description, links, private collection records, and account settings are removed, as described in the Privacy Policy.
• Your catalogue contributions remain, without your name. Casino and chip entries, the edits you made to them, and the photographs you uploaded to them stay in the catalogue, and the attribution changes to "a former member". They are part of a shared reference other members depend on, and removing them would damage entries that are not yours alone. The licence in section 4 continues for that content, for that purpose only.
• Forum posts remain, without your name, so that conversations other members took part in stay readable.

If you want a specific photograph removed as well as your account closed — for example because you are the copyright owner and you are withdrawing permission — tell us and we will remove it.

We may suspend or close your account if you seriously or repeatedly break these terms, if we are required to by law, or if we stop operating the Site. Where we reasonably can, we will tell you first and give you a chance to export your collection data. If we close a paid account for a reason that is not your breach, we will refund the unused part of your subscription.

12. Availability

We work to keep the Site running but do not promise it will be uninterrupted or error-free. We may change, suspend, or withdraw features. If we discontinue the Site altogether we will give members reasonable notice and an opportunity to export their collection data, and we will refund the unused part of any paid subscription.

Keep your own copies of photographs that matter to you. The Site is not a backup service.

13. Our responsibility to you

Nothing in these terms limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be limited.

Subject to that:

• The Site and its content are provided as they are. We do not warrant that catalogue data, valuations, images, or member contributions are accurate, complete, or fit for any purpose.
• We are not responsible for content posted by members, or for dealings between members.
• We are not liable for loss of profit, loss of business, loss of data, or any indirect or consequential loss.
• Our total liability to you in any 12-month period will not exceed the greater of the amount you paid us in that period and £100.

If you are a consumer, you have legal rights that these terms do not affect, and nothing here excludes them.

14. Your responsibility to us

If you break these terms — in particular by uploading content you did not have the right to publish — and someone brings a claim against us as a result, you agree to cover the losses, damages, and reasonable legal costs we incur from it. This does not apply to consumers acting outside a business, beyond what the law allows.

15. Changes to these terms

We may update these terms. For minor changes we will post the updated version with a new version number and effective date. For changes that materially affect your rights we will give you at least 30 days' notice by email or on the Site before they take effect, and you may close your account if you do not accept them.

Each version is kept, and your account records which version you accepted and when.

16. General

These terms are the whole agreement between us about the Site. If any part of them is found unenforceable, the rest continues to apply. If we do not enforce a term immediately, we do not lose the right to enforce it later. You may not transfer your account or your rights under these terms to anyone else.

Governing law. These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction. If you are a consumer resident elsewhere in the UK or in the EU, you keep the protection of the mandatory laws of where you live, and may bring proceedings in your local courts.

17. Contact

[ENTITY NAME] [ADDRESS] General: [CONTACT EMAIL] Rights and takedowns: [TAKEDOWN EMAIL] Privacy: [PRIVACY EMAIL]